Ba mức độ ngộp nợ, bạn thuộc nhóm nào?
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An expert has identified three distinct levels of debt distress. The first level is described as psychological distress. The second stage occurs when a person must begin taking out additional loans. The most severe level is characterized by a complete lack of resources to manage the debt.
Chuyên gia phân ra 3 mức độ: ngộp tâm lý, bắt đầu phải vay thêm và nghiêm trọng nhất là cạn nguồn xoay xở.
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