Kenya’s Treasury and the Central Bank of Kenya are currently discussing how long banks will have to comply with a new capital requirement. The regulation calls for banks to hold a total capital base of ten billion shillings. At the same time, fourteen licensed lenders are tasked with reaching a core‑capital target of five billion shillings. The deadline set for the core‑capital target is December 2026. Negotiations focus on aligning the overall timeline for the larger ten‑billion‑shilling rule with the immediate five‑billion requirement. Both fiscal authorities aim to ensure the banking sector strengthens its capital buffers before the final deadline.