United Insurance Claimants Set for Relief as Payments Move Forward After 21 Years

Thousands of policyholders and other creditors of United Insurance Company Limited are a step closer to receiving compensation as the collapsed insurer prepares to pay claimants whose applications have been verified and approved. The planned payments mark a major milestone for people who have waited years for their claims to be settled. They include road accident victims, policyholders, former employees, medical service providers, legal practitioners and other creditors. In a notice to the media, court appointed liquidator Kamal Anantroy Bhatt said cheques would be issued to claimants whose applications had been examined by the claims verification committee and approved by the liquidation committee. A High Court judge will supervise the exercise, providing oversight of the final verification and payment process. Court proceedings in July 2026 showed that claims worth about KSh 118 million had been cleared for payment out of an estimated KSh 300 million in verified creditor claims. The exact amount to be distributed in the upcoming exercise was not disclosed. More than 4,000 claims had gone through verification. About 1,600 payment applications lacked claim numbers, which made it harder to match them to the insurer’s records. United Insurance was placed under statutory management in July 2005 after running into financial difficulties that left it unable to meet its obligations. A petition to wind up the company followed in 2006. In July 2024, High Court Judge Alfred Mabeya ordered the insurer’s liquidation and appointed Bhatt to oversee the process. For claimants whose applications have been approved, the planned handover of cheques brings a long wait closer to an end.