The Government of Guyana has officially launched its $40 billion development bank. The new institution offers loans of up to $10 million for Guyanese looking to co-invest. Applications can start from as low as $50,000, a threshold aimed at giving small businesses a way in. Because there is no physical building yet, the operation runs entirely through an online platform. Borrowers can submit their requests on the site, which stands in for a brick-and-mortar branch. The scheme is meant to widen access to capital, reaching people well beyond the main banking centres. The first months of operation will show whether demand keeps pace with the attention around the launch.