Caixa Geral de Depósitos has received a €95 million increase in the public guarantee supporting its housing-credit activities. The reinforcement is intended to keep financing available for younger buyers purchasing their first home. Public backing lowers the risk for lenders when they approve loans covered by the scheme. That protection can help eligible households secure mortgages even when private credit conditions are tight. The measure also seeks to stop the guarantee program from losing practical effect. Continuity of lending to first-time buyers is the central focus.