Co-operative Bank of Kenya has put out a warning about online scams targeting young people. The push follows a GeoPoll survey showing that 37 percent of Kenyan youths have lost money to cyber incidents. Nationally, cyber fraud cost the country an estimated 29.9 billion shillings in the third quarter of 2025. The bank is asking young people to verify every digital offer before they commit cash or personal details. Scammers, it notes, rely on urgency and too-good-to-be-true deals to rush victims into paying. Losses on that scale ripple from individual households to the wider economy. Anyone asked to pay upfront for a prize should treat the request as a red flag.