CPF to keep interest rates unchanged from July to Sept
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Interest rates for various Central Provident Fund (CPF) accounts — Ordinary, Special, Medisave and Retirement Accounts — will remain unchanged from July 1 to September 30, the CPF Board and Housing and Development Board (HDB) said in a joint news releaseCPF to keep interest rates unchanged from July to Sept
Interest rates for various Central Provident Fund (CPF) accounts — Ordinary, Special, Medisave and Retirement Accounts — will remain unchanged from July 1 to September 30, the CPF Board and Housing and Development Board (HDB) said in a joint news release on Tuesday (May 26).The interest rate for the Special, Medisave and Retirement Accounts (SMRA) will remain unchanged at the floor rate of 4 per cent per annum, as the pegged rate remains below the floor rate, the agencies said.SMRA interest rate is pegged to the 12-month average yield of 10-year Singapore Government Securities, plus 1 per cent, which was 3.09 per cent from May 2025 to April 2026. Meanwhile, the Ordinary Account (OA) interest rate will remain unchanged at the floor rate of 2.5 per cent per annum from July 1 to September 30, as the OA pegged rate remains below the floor rate of 2.5 per cent.This rate is computed based on the 3-month average of major local banks' interest rates, which was 0.32 per cent from February 2026 to April 2026. Read more














