SINGAPORE — The Housing Board launched 5,547 Build-To-Order (BTO) flats on July 23 for sale across eight projects in Bukit Merah, Bukit Panjang, Clementi, Sembawang, Tampines, Toa Payoh and Woodlands, including the first units in the new estate of Sembawang North.Another 4,662 balance flats have also been put on offer, including 1,733 Sale of Balance Flats (SBF) units that are completed and ready for home buyers to move into. The bulk of the balance flats are in Kallang/Whampoa, Tengah and Geylang.A slew of policy changes that benefit singles and families looking to upgrade or right-size their homes will also take effect from this sales exercise.HDB announced it would increase the subsidies for four Prime projects in Bukit Merah, Toa Payoh and Clementi to keep the flats affordable for more Singaporeans. It did not specify the extent of this increase.Owners of these flats will be subject to a higher subsidy clawback upon the resale of their flats. The clawback is set at 11 per cent for Toa Payoh Ascent, and Alexandra Peaks and Alexandra Vista in Bukit Merah. At Clementi Emerald, it is 12 per cent. Read more