More than 9,100 Build-To-Order (BTO) flats have been launched by the Housing and Development Board (HDB) in the October sales exercise, including the first flats in the Mount Pleasant and Berlayar estates.A total of 10 projects across Ang Mo Kio, Bedok, Bishan, Bukit Merah, Jurong East, Sengkang, Toa Payoh and Yishun are available during the sales exercise, which began on Wednesday (Oct 15), said HDB in a press release on the same day.Berlayar's first project, Berlayar Residences, has a subsidy clawback of 14 per cent — the highest seen for BTO flats to date.A subsidy clawback means that upon the sale of their flats, owners have to pay HDB a percentage of the resale or valuation price, whichever is higher.These clawbacks correspond to the extent of the extra subsidies offered for these flats, said HDB, adding that there is also a 10-year minimum occupation period (MOP) for them.In comparison, the rates for other Prime flats in the July sales exercise were between 11 and 12 per cent. Read more